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Over 50 travel insurance can be more difficult to acquire than standard travel insurance. The reason for this is that many travel insurance companies may not be prepared to offer older people travel insurance due to any pre-existing medical conditions that they may have and increased risk of illness whilst travelling.
At Our Travel Insurance we believe that everyone deserves the right to travel with peace of mind and the knowledge that they are properly insured - no matter what age they are!
Why do I need over 50 travel insurance?
If you are over the age of 50, you may be starting to plan trips to places you’ve always wanted to visit, but did not have the time to travel to in the past. When planning your trips you should ensure you organise comprehensive travel insurance.
Accidents can happen to anyone, whether you are 20 or 50. It is essential to be properly insured in the event that an accident takes place so that you can have peace of mind and enjoy your holiday experience.
Medical costs can vary from one country to another and can be very expensive, especially in countries such as the USA. To eliminate the possibility of picking up a hospital bill amounting to several thousands of pounds, you should get a travel insurance policy that can help you cover any unexpected expenses.
Our Travel Insurance offers single trip and annual multi-trip policies with no age limits.
What if I am over 50 and have a medical condition?
At Our Travel Insurance we understand the difficulties associated with finding appropriate travel insurance cover if you are over 50 and/or have a pre-existing medical condition. This is why we specialise in offering travel insurance policies that meet your needs.
When you go through our medical screening process, you will be asked a series of questions where you will be able to add any medical conditions you may have with ease. You will then be presented with quotations from specialist medical travel insurance providers who are able to offer you cover and you can choose the policy which best suits your particular needs.
How do I choose the best over 50s travel cover for me?
Before buying over 50 holiday insurance, there are a number of things to consider.
Firstly, you should consider which cover is most suitable. You may find that an annual policy could work out cheaper than single trip policies if you are planning two or more trips a year.
On the other hand, if you are only travelling to European countries, a policy that only offers cover to Europe may work out better value for you than a worldwide policy
Travel tips for 50+
Do your research
Always stay up to date with any of the latest relevant travel information such as regulations for visas and passports.
The NHS Fit For Travel website offers destination-specific guidance and some travel health tips for travellers.
Plan and prepare
Make copies of all your important documents such as passports, bank statements and driver’s license to leave at home with someone trustworthy.
Inform mobile phone services and banks of any future trips to prevent them from blocking any of your services.
If you are visiting a European country, apply for an free EHIC (European Health Insurance Card), which is free and may help to reduce your hospital bills. However, this should not be used as a replacement for travel insurance.
Visit your GP well in advance of your trip. They will advise you on any vaccinations you may need and whether this may affect any medication you are being prescribed. They will also confirm whether you are fit to travel.
When travelling with medication, ensure that you take plenty of spares so you have sufficient supplies for your trip.
If you are planning on carrying your medication in your hand luggage, remember to check your airline guidelines before jetting off.